FIRST COMMUNITY MORTGAGE is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual needs, these include;

FHA	Purchase with a 96.5% loan, gift funds allowed for down payment of 3.5%.  Seller can pay closing costs.  Refinance to FHA or FHA streamline loan, each says you money
VA	100% financing with the lowest closing fees possible, and no money down.  Seller can pay closing including prepaid items!  If you are a vet and did not check this out, you paid to much!!
FHA - HUD FORECLOSURE	$100 down and the seller can pay the closing costs.  In addition, repair allowance is financed in the loan!!!
THDA	Tennessee Housing Development Agency offering a variety of loan grant programs for mid to lower income families.  If do not have the funds for a down payment this may be your solution
RURAL DEVELOPMENT OR RD	The best 100% loan program available today.  Offered to purchases in non-metro markets this loan is better than the name.  The property and family must qualify and it is easier today than ever before.  This is a USDA loan. WE will do all the work. Be sure to check this out!!!

We also make the process of securing a mortgage or information simple and straight forward by offering you the latest in financial tools that enable you to make sound financial choices.